What Schengen Pass is
Schengen Pass is LUMA's dedicated product for Schengen visa applications, with limits stated in EUR — matching the currency of the visa requirement itself. It covers Europe, the Schengen zone, the UK, and also Monaco, Liechtenstein, Andorra, San Marino and Vatican City. COVID-19 is covered. Three plans, certificate issued instantly by email after online purchase.
The published price grid (EUR)
| Duration | Plan 1 | Plan 2 | Plan 3 |
|---|---|---|---|
| 1-7 days (1 week) | 15 EUR | 25 EUR | 30 EUR |
| 8-14 days (2 weeks) | 35 EUR | 40 EUR | 50 EUR |
| 15-21 days (3 weeks) | 39 EUR | 45 EUR | 60 EUR |
| 22-30 days (1 month) | 45 EUR | 55 EUR | 65 EUR |
| 31-60 days (2 months) | 65 EUR | 70 EUR | 100 EUR |
| 61-90 days (3 months) | 85 EUR | 110 EUR | 140 EUR |
| 91-120 days (4 months) | 125 EUR | 170 EUR | 210 EUR |
| 121-150 days (5 months) | 200 EUR | 240 EUR | 315 EUR |
| 151-180 days (6 months) | 250 EUR | 300 EUR | 360 EUR |
What each plan covers (EUR)
| Benefit | Plan 1 | Plan 2 | Plan 3 |
|---|---|---|---|
| Emergency medical (in + out patient) | 30,000 EUR | 60,000 EUR | 100,000 EUR |
| Evacuation & repatriation | Up to limit (included on all plans) | ||
| Baggage & personal effects | — | Included (see plan detail) | |
| Trip cancellation | — | — | Included |
Plan 1 sits exactly at the €30,000 visa minimum — the lowest compliant level. Plans 2 and 3 double and triple the medical ceiling while adding travel benefits.
Quote for your exact trip
The quote form picks the right product for your route
Get a LUMA quote — 5 minutesEnter your Schengen trip dates — all three plans priced in about a minute.
Schengen Pass vs World Pass: which to buy?
Both products clear the visa minimum. The differences that matter:
| Schengen Pass | World Pass | |
|---|---|---|
| Currency | EUR | USD |
| Plan 1 medical | €30,000 (at minimum) | $50,000 (≈ €27,500-32,000) |
| Plan 3 medical | €100,000 | $200,000 |
| Pricing | Fixed EUR grid by duration | Zone-based, varies by destination |
| Cheapest 1-week Plan 1 | 15 EUR | $19-21 |
| Cheapest 1-week Plan 3 | 30 EUR | $32-70 (zone-dependent) |
- Only going to Schengen, shortest compliant cover: Schengen Pass Plan 1 at 15 EUR/week — the cheapest way to satisfy the visa.
- Want more medical headroom: World Pass's $200,000 Plan 3 ceiling beats Schengen Pass's €100,000 — but at a higher price in Zone 3.
- Trip includes non-Schengen stops (UK is covered on Schengen Pass; other countries aren't): World Pass covers worldwide.
Terms to know before buying
- Buy before your trip starts; the earliest start date is the purchase date.
- Pre-existing conditions excluded — the named list applies.
- Policy non-cancelable once issued; the only window is before the start date — full reading here.
- Full plan comparison across all LUMA products: World Pass review + Asia Pass review.
Sources
- LUMA Schengen Pass — Brochure EN (official PDF, provided by the affiliate program)
- LUMA Policy Wording (applies to all products)
- Live quote form at buy.lumatravel.com, Aug 2026